Benefits and Discounts in the Civil Service

Real Estate

civil service

The civil service in the UK only includes Crown employees. Parliamentary employees, teachers and employees of the National Health Service are not considered civil servants. County or city employees are also not considered public officials.

Public servants are mainly employed by government organizations on the basis of professional merit made through competitions.

Benefits and Discounts offered for Public Servants

Many benefits are offered to all officers who have served in their respective organizations. Salaries are almost on par with industry standards, apart from that various other benefits and incentives are also available such as childcare vouchers, flextime work, pension plan benefits.

Let’s look at some benefits in brief.

Civil Service Charitable Fund (CSBF)

  • The CSBF team assists the officials by providing them with proper advice and financial assistance regarding investments, increasing the level of savings, etc.
  • This type of assistance is not only for employees, but also for employees’ dependents and family members.
  • Special assistance in debt management, home mortgage loans, etc. can also be served.

Civil Service Medical Care

  • CS Healthcare provides a low budget health insurance plan that applies to employees who have worked, are working in any of the Civil Service organizations.
  • All excess funds are reinvested in the company, helping to keep insurance premiums as low as possible.
  • Your Choice health plan allows employees to choose different schemes that best suit them by hand-picking the services they want to take advantage of.
  • Various services ranging from cardiac diagnostics, cancer expertise, inpatient ward, outpatient ward, dental care, and special department for women, etc. can be customized to your plan.
  • Other benefits like
  • Access to more than 300 hospitals
  • Free advice from doctors in their respective areas of expertise.
  • Quick solution of any problem that may arise during the course of treatment.

Civil Service Insurance Society (CSIS)

  • CSIS offers home and auto insurance at very special prices especially for active employees, retirees and their partners.
  • There are no administrative, hidden or additional charges.
  • Pay car and home insurance by direct debit at no additional cost, on a monthly basis.
  • Applying online for auto insurance can get you an additional 10% discount.
  • Take advantage of the specialized services of qualified professionals.
  • Free Mortgage Loan Insurance Identity Theft Helpline.

CSSC Sports and Leisure

  • Membership to CSSC Sport & Leisure costs around £3 a month, so there is a huge range of listed sporting and leisure activities to choose from.
  • Whether it’s athletics, athletics, indoor games, outdoor games or gym. All these facilities can be availed by becoming a member.
  • The CSSC Games event takes place twice a year and lasts for 2 days. This event attracts thousands of competitors from across the UK showcasing their talents in their respective sports.
  • This is solely for the benefit of employees who work or have worked for any civil service organization in the UK.
  • CSSC’s sports and leisure department also has a team that deploys a health and fitness center right in the work area. The specialized team draws a plan of the gym and helps to address difficulties that may arise during the construction of the fitness center.

pension scheme

There are various Pension Plans for employees belonging to different work groups. They can be classified into

  • classic
  • Classic Plus
  • new
  • camaraderie
  • Premium

All the above schemes have different benefits according to their levels, department and categories in which the employees are.

Each scheme issues an Annual Statement of Benefits which allows you to have a clear view on the amount of pension you have received and also gives you a picture of what lies ahead in the near future.

Civil Service Pension Injury Benefit Scheme (CSPIBS)

  • The CSPIBS scheme provides benefits to employees who have suffered injuries (physical/mental) and are unable to earn money or their ability to earn money is reduced due to injury sustained at work.
  • Strict steps are taken to prove if the injury sustained is serious and if it actually prevents the employee from earning, only then are benefits awarded to the employee.

death benefits

  • In the event the employee dies while in service, the Death benefit becomes valid (no minimum period of qualified service required).
  • Any former affiliate who dies after retiring with a pension or annual compensation plans is also valid as a beneficiary.
  • The death benefit is paid to the
  • Nominee – whom the employee could have nominated while alive in case of valid nomination.
  • Personal Representative: who holds the ‘Grant of Will’ or ‘Will’ or produces the Letter of Administration if the member dies intestate.

Leave a Reply

Your email address will not be published. Required fields are marked *