When things break, it costs money, it’s that simple. Homeowners can take advantage of a great type of insurance called homeowner emergency assistance coverage.
This coverage is a boon to homeowners, as emergencies usually happen out of the blue, and if you don’t have this coverage, you’ll be fixing things yourself and paying for them out of pocket.
When you buy this coverage, you will be able to claim the policy 24 hours a day, 7 days a week and that is the beauty of this policy.
Let’s take a closer look at homeowners emergency assistance insurance.
What types of emergencies are covered?
Burst pipe, oh my!
In the winter, broken pipes are a major problem, both financially and emotionally. This is a major headache for landlords when tenants occupy their rental property.
This policy will pay for an engineer to come and look at the damage; they will make the repair temporarily or permanently, depending on the fault and damage.
Your boiler and central heating
If the boiler melts, problems are inevitable. The landlord would have to pay for this if he didn’t have this coverage and it could cost a few thousand dollars to repair.
If they enter your property, what do you do?
Again, having this cover will take care of any repairs that need to be done to doors, windows and locks when they are forced open and damaged beyond repair. If your property has been damaged, insurers will also cover its contents.
Loss and failure of your water, gas or electricity supplies.
In very rare circumstances, your water, gas or electricity supplies could be damaged due to winter frost. Replacing this yourself would not be a responsibility you would like to take on, trust us.
What happens if my keys are stolen?
Stolen keys are a problem for homeowners and emergency locksmiths can cost a bomb. If you have to call an emergency locksmith, you will be charged a small fortune if you don’t have adequate insurance.
This is how locksmiths make money, on emergency calls, if the owner does not have adequate insurance to cover the costs.
pest infestation
Pest control companies are brilliant at what they do, they are trained to deal with things like wasp nests, bee nests and ant farms, even wild bird control to name a few.
You don’t want to tackle this problem, let the experts take control of this and let the insurance company pay for it with the owner’s emergency assistance coverage.
As you can see, this type of insurance is a must for homeowners to take advantage of, and it doesn’t cost as much each year for what you get.
